SOLD SOLD SOLD! If you are looking to sell your townhome in Beacon Hill give us a call 613-800-2211

Wonderfully Located in sought after Beacon Hill, Newer townhome with no rear neighb, lots of upgrds including, pot lights, hrdwd, granite in ens w/upgrd tile. Stnls Steel appliances. Features, gas fire place in fam/rm and large wlk-in mstr bed. Backs onto park with tennis, bball, splashpad, kids park. 10min to downtown, walking distance to CSIS/NRC, 5min walk to all amenities including Blair Bus Station.Rare opportunity,don’t miss out. Book your showing today by calling 613-800-2211

Listing Price: $374,900

3 beds / 3 baths / 1 garage

With the rising cost of education these days a lot of parents are worried about finding the funds to send their kids to college or university. It’s really a Catch-22. Your children need a good education in order to establish a lifelong career that pays well but at the same time need enough money to get the education. As a parent this may very well be one of the hardest problems to deal with.

Home equity for college funding

If you have owned your home for many years you’ll have some equity built-up in your home that can be accessed to help pay for your child’s education. A lot of parents don’t have the disposable income necessary to save up enough money to fully fund the tuition necessary, yet can easily afford to tap into their home equity to help raise enough funds.

A Carson Grove home equity loan should only be used for this purpose if you are certain that you are not going to have any type of problem paying it back. You are, after all, putting your house on the line by taking out this home loan. The only way you should use this money at any time is by looking at the worst-case scenario and having a backup plan to pay off the loan.

If you were to lose your job tomorrow how would you be able to pay off your home loan? Do you have any other kind of assets that could be liquidated in a worse case scenario? Do you have family that could back you up for a couple of months until you got on your feet? These are important questions you need to ask any time you are thinking about using your Carson Grove home equity for any purpose.

If you feel that you can safely dip into the equity you have in your home, it may make the difference between giving your child proper schooling or not. Most parents will have saved up at least some money to put towards their children’s education and will only have to take out a small loan to top it up.

If things are arranged correctly, a home equity loan can be used to finance one child’s education, paid off while they are finishing school and then the equity that has been paid back can be used for the next child. A lot of parents are using their Carson Grove home equity to make sure that their child has the advantage of an education to help predict a positive future.

Your Carson Grove real estate agent has dealt with other parents that have considered using their home equity to finance the tuition required at a college or university. Find out more about your options and how others are using their equity by giving him a call today.

As you are preparing for retirement you should take a look at Golden Triangle real estate investments as a way to help fund your retirement. There are a few different ways to create retirement income streams through real estate investments for your golden years.

Rental income

Purchasing a second property that can be used as a rental income is a great way to secure funds for your retirement. Whether it be a single-family dwelling or an apartment complex, you’ll be able to reap the rewards during your retirement with either.

As long as the unit is occupied, and you can charge enough rent to cover the mortgage, taxes and any maintenance costs, you’ll be able to build up equity in your second Golden Triangle real estate investment property for the future. You may also be able to charge enough rent to enjoy a small profit every month.

If this property is purchased early enough, the mortgage can be paid off and the rent will then become pure profit. This can be a very profitable retirement income stream.

Property management

If you don’t want to manage the Golden Triangle property on your own you can hire a property management company to do it for you. This basically makes the whole operation a hands-off endeavor on your part as long as you can trust the property management team you have hired.

Nest egg

Many people, including quite a few of the world’s richest individuals, operate on the basis that it is best to have multiple streams of income coming in at all times. This holds true for retirement as well. You may have a pension, a savings fund for retirement or other income streams set up. A rental property adds to these income streams and is it is always nice to know that the equity that you have built up throughout the years is sitting there as a nice nest egg if needed.

A Golden Triangle real estate agent can get you started on the right track early to help you plan a real estate income stream for your retirement. Property investment in Golden Triangle is one of the best ways to secure a stable retirement for your future.

A contingency is a condition that is written into a Golden Triangle real estate contract. Examples of some contingencies include a home inspection, home appraisal, a condition that the buyer’s original home sells or that the buyer can come up with a mortgage. Contingencies are commonly found in many real estate contracts and can either act as a small or a major setback to the sale.

An example of one contingency would be a buyer putting in an offer that is based upon mortgage approval. If that buyer does not get approved for a mortgage the seller is able to accept any other offers put in.
The example above is pretty cut and dried. Either the mortgage is obtained or it isn’t. Things can get much more complicated if a contingency has put into the contract that the Golden Triangle house must have a satisfactory inspection, for instance. If any type of problem shows up during this inspection, the buyer can simply walk away from the sale or choose to negotiate with the seller.

The seller has the option of fixing up the problems found during the home inspection or reducing the price if he wants to go further with the sale. Both the buyer and seller can choose whether to negotiate or not.
Understanding contingencies

It is always important that you understand these Golden Triangle real estate contingencies before signing any contract. This is where the help of a good real estate lawyer comes into play. If there is anything you don’t completely understand about the contract you can get it clarified with your lawyer. Contingencies can sometimes be worded using legal terms that you do not comprehend, and once you have signed the contract you cannot claim ignorance later if you did not fully understand part of it.

You can ask your Golden Triangle real estate agent how to proceed if negotiations are needed due to a contingency. Your agent is a skilled negotiator and will do everything possible on your behalf to get you the best deal possible.

This is the time when you need to keep an open line of communication with your Golden Triangle agent. Things can happen quickly during negotiations and he needs to know exactly where you stand at all times so that he can do his best to close the deal on your behalf.

If you have been thinking about putting your Hunt Club Ottawa home on the market you may have been entertaining the thought of selling it yourself. Why? To save money of course and avoid the commission charges you’d be paying your agent.

This concept is not new and if it really were the cost effective alternative then everybody would be making the decision to sell their home on their own. But they aren’t. There are thousands of real estate agents across the country that are used every day to sell homes because using a real estate agent is really the most cost effective solution

Just think about it for a minute. When your car breaks down it would save you a lot of money to do the repairs on your own. If you don’t know how to do them you could learn how and save money right?

Wrong.

The time it would take you to learn how to fix your own vehicle would not end up saving you any money in the end. It would take too long and it is simply not worth it. Plus, you would have to do without a vehicle while you were learning how to fix it.

Society has been designed so that different people learn a different skill and then offer it to the Hunt Club Ottawa marketplace in exchange for money. That is what a real estate agent does. He offers his trade to the public in exchange for a commission.

If selling a Hunt Club Ottawa house were as easy as putting up a sign and a single ad in a classified section, real estate agents would not be needed. But they are needed.

A Hunt Club Ottawa agent has the skills, training and resources to help you sell your home. While you are learning about the marketing resources and the legalities of selling your home, your agent could have your home on the listings and have potential buyers viewing it.

Just like having your car sitting while you learn to fix your vehicle, your house will be stagnating while you learn how to market it effectively.
How much is your time worth?

When you consider the amount of time and energy you’d have to put into selling your Hunt Club Ottawa home on your own, it simply is not worth it. Your time is valuable and you will have to put in overtime to sell your home on your own since you will not be given access to marketing resources such as the Hunt Club Ottawa MLS(R) listings like the agents have.

All in all, the high cost of selling a Hunt Club Ottawa home on your own simply isn’t worth it.

If you have been thinking about owning your own home you will have to go through the process of setting up a mortgage in Hunt Club Ottawa. As a first-time buyer, you may not understand what is needed and wanted by mortgage lenders. Here is a step-by-step plan that you can follow to secure a mortgage.

1. Make sure that your credit is worthy

If you don’t have good credit it is unlikely that you will be approved for a mortgage. You can get a copy of your credit report by contacting a company that handles credit files.
Once you get your report you’ll see whether there are any discrepancies on it. If you feel that there is anything on your report that is a mistake, you should get this handled before applying for your mortgage in Hunt Club Ottawa.

2. Get pre-approved

The best way to get a mortgage is to ask for pre-approval. This means that you are automatically approved for a mortgage up to a given amount. You’ll know the exact price range of homes you can look at and afford. Buyers that have pre-approval are also taken more seriously by sellers and Hunt Club Ottawa real estate agents. Taking the time to get pre-approval for a loan shows that you are serious about buying a home.

You can visit the bank in Hunt Club Ottawa that you regularly deal with and talk to a loan manager there. If you are offered a pre-approved mortgage at your bank, you should not accept it immediately until you have shopped around a bit. There may be other financial institutions that are offering a better rate, and even a slight difference in the interest rate can amount to thousands of dollars in the long run.

You should also look at the conditions of the mortgage. Different lenders have different features for their home loans. For example, one lender may have a higher fee if you pay off your mortgage early than another.

3. Start looking at homes

Get connected with a Hunt Club Ottawa real estate agent and start looking at different homes on the market. An agent can help you pinpoint the homes available in your price range and schedule viewings for you.
Many people make the mistake of not checking their credit first before applying for a Hunt Club Ottawa mortgage and not shopping around for the best rate. If you take the time to look at your credit first and talk to different lenders, you’ll end up saving both time and money in the process.

If you are looking for a home in Hunt Club Ottawa a great way to get started is by looking at some open houses. Your real estate agent can let you know what open houses are scheduled that may interest you. By visiting a few open houses you’ll get a better idea of what you are looking for and narrow down your housing options.

Take along a pen and a paper

When you’re walking through an open house take some notes. When you return home you may not remember everything about the houses you have viewed, especially if you look at a few in one day. Keeping notes on the houses you view will help you keep track of what you liked in each house and what you didn’t.

You’ll also discover some things that you probably hadn’t realized before. For example, you may decide after walking through a few Hunt Club Ottawa homes that you really want a large master bedroom and couldn’t see yourself living in a home with a small one. As you see more homes you’ll be able to narrow down exactly what you want in the home of your dreams and have a better chance of getting it.

Decorating ideas

When you visit an open house in Hunt Club Ottawa you’ll be amazed at the different decorating ideas you’ll get. This can also open up your options since you will be seeing how different people deal with room layouts. You’ll also be better able to envision your furniture in each home as you visit more open houses.

The exterior

If you are interested in a particular home don’t be afraid to ask if you can walk through the backyard and the sides of the home to get a better idea of the exterior. A lot of people will visit a Hunt Club Ottawa open house and take notes about the interior but completely forget about the outside of the house.

If you are seriously interested in the house, back up to the curb and take a good look at it from the street. Can you see yourself driving up into the driveway every day, parking your car and then walking up to the front door and calling it home? If you can, now would be a good time to call up your Hunt Club Ottawa real estate agent and let him know that you want more details about the house right away. If you think that this home might be the right one for you, there is a good chance that others are thinking the same thing and are ready to put in an offer.

Visiting a Hunt Club Ottawa open house is a great way to get a feel for house hunting. You can narrow your selection down using the Internet and the advice you get from your real estate agent, but you’ll never know the feel of the house until you’ve actually entered it physically.

It’s springtime in Orleans Ottawa and there is no better time to start deep cleaning your home. The problem arises when you can’t see the areas to clean because of the clutter! Luckily, it’s a great time to get rid of the extra stuff lying around your home too!

Here are some handy tips you can use to de-clutter your Orleans Ottawa home in record time.

Get your supplies

Make up a list of the supplies you will need to completely get rid of the clutter and do a thorough cleaning. You may need to get extra bags and boxes, and of course you will need the right cleaning supplies. Make sure that you also have a pair of gloves handy for the jobs that are hard to confront.

Start de-cluttering

If you have a hard time getting rid of your possessions, but know that you must because you are running out of space, ask a friend or relative to come in and help you. A second viewpoint and some positive encouragement may help you decide to get rid of some of the extras that you are having a hard time parting with.

Do it by rooms

Don’t look at your Orleans Ottawa home straight on and say, “I will now clean the entire house!” This can be a very overwhelming proposition. Take it room by room, or even break it down section by section if you must. It will be easier to face the clean-up and you’ll have more focus to decide on what you are keeping and what you can get rid of.

Don’t forget the garage and storage rooms

Even if you can’t see the clutter, you will still feel it. It will make a remarkable difference to the entire atmosphere of your home to clean up the areas that can’t be seen. These jobs can be left till last, but it is important to do them. They are like adding the finishing touch to a job well done.

If you are thinking about putting your house up on the Orleans Ottawa real estate market soon, now is the best time to get started. Once you have gotten rid of some extra stuff in your home and have done a thorough cleaning you’ll be surprised to see how much better you can function in a home with more space.